12 Wesley Street, Hamilton HM11

TERMS & CONDITIONS

Last updated: March 25, 2019

These Terms and Conditions constitute a legally binding agreement made between you, whether personally or on behalf of an entity (“you”) and Bermuda Accelerator Limited, doing business as Ignite Bermuda (“Ignite Bermuda”, “we”, “us”, or “our”), concerning your access to and use of the www.ignitebermuda.com website as well as any other media form, media channel, mobile website or mobile application related, linked, or otherwise connected thereto (collectively, the “Site”). You agree that by accessing the Site, you have read, understood, and agreed to be bound by all of these Terms and Conditions.

IF YOU DO NOT AGREE WITH ALL OF THESE TERMS OF USE, THEN YOU ARE EXPRESSLY PROHIBITED FROM USING THE SITE AND YOU MUST DISCONTINUE USE IMMEDIATELY.

Supplemental Terms and Conditions or documents that may be posted on the Site from time to time are hereby expressly incorporated herein by reference. We reserve the right, in our sole discretion, to make changes or modifications to these Terms and Conditions at any time and for any reason. We will alert you about any changes by updating the “Last updated” date of these Terms and Conditions, and you waive any right to receive specific notice of each such change. It is your responsibility to periodically review these Terms and Conditions to stay informed of updates. You will be subject to, and will be deemed to have been

made aware of and to have accepted, the changes in any revised Terms and Conditions by your continued use of the Site after the date such revised Terms and Conditions are posted.

1 About our Terms and Conditions

1.1 These Terms and Conditions explain how you may use this website (the “Site”).

1.2 References in these Terms and Conditions to the Site, includes the following website: www.ignitebermuda.com, and all associated web pages.

1.3 You should read these Terms and Conditions carefully before using the Site.

1.4 By accessing or using the Site or otherwise indicating your consent, you agree to be bound by these Terms and Conditions and the documents referred to in them.

1.5 If you do not agree with or accept any of these Terms and Conditions, you should stop using the Site immediately.

1.6 If you have any questions about the Site, please contact us at: hello@ignitebermuda.com

1.7 Definitions:

“Content” means any text, images, video, audio or other multimedia content, software or other information or material submitted to or on the Site;

“Unwanted Submission” has the meaning given to it in clause 4.1;

“We, us or our” means Ignite Bermuda;

“Website privacy and cookie policy” means the policy, which governs how we process any personal data collected from you; and

“You or your” means the person accessing or using the Site or its Content. Your use of the Site means that you must also comply with our Website privacy and cookie policy.

2 Using the Site

2.1 The Site is for your lawful use only. By using the Site, you represent and warrant that: (1) you have the legal capacity and you agree to comply with these Terms and Conditions; (2) you are not under the age of 13; (3) you are not a minor in the jurisdiction in which you reside, or if a minor, you have received parental permission to use the Site; (4) you will not access the Site through automated or non-human means, whether through a bot, script, or otherwise; (5) you will not use the Site for any illegal or unauthorised purpose; and (6) your use of the Site will not violate any applicable law or regulation.

2.2 You agree that you are solely responsible for all costs and expenses you may incur in relation to your use of the Site; and keeping your password and other account details confidential.

2.3 The Site is intended for use only by those who can access it from within Bermuda. If you choose to access the Site from locations outside Bermuda, you are responsible for compliance with local laws where they are applicable.

2.4 We seek to make the Site as accessible as possible. If you have any difficulties using the Site, please contact us at hello@ignitebermuda.com.

2.5 We may prevent or suspend your access to the Site if you do not comply with any part of these Terms and Conditions, any terms or policies to which they refer or any applicable law.

3 Ownership, use and intellectual property rights

3.1 This Site and all intellectual property rights in it including but not limited to any Content are owned by us, our licensors or both (as the case may be). Intellectual property rights means rights such as: copyright, trademarks, domain names, design rights, database rights, patents and all other intellectual property rights of any kind whether or not they are registered or unregistered (anywhere in the world). We and our licensors reserve all of our and their rights in any intellectual property in connection with these Terms and Conditions. This means, for example, that we and they remain owners of them and free to use them as we and they see fit.

3.2 Nothing in these Terms and Conditions grants you any legal rights in the Site other than as necessary to enable you to access the Site. You agree not to adjust, to try to circumvent or delete any notices contained on the Site (including any intellectual property notices) and in particular in any digital rights or other security technology embedded or contained within the Site.

3.3 Trademarks: The use by you of any trademarks or trade names on this website for any purpose is strictly prohibited, unless you have our or the respective third party’s prior written permission.

4 Submitting information to the Site

4.1 While we try to make sure that the Site is secure, we cannot guarantee the security of any information that you supply to us and therefore we cannot guarantee that it will be kept confidential. For that reason, you should not let us have any patentable ideas or patent applications, advertising or marketing suggestions, prototypes, or any other information that you regard as confidential, commercially sensitive or valuable (“Unwanted Submissions”). While we value your feedback, you agree not to submit any Unwanted Submissions.

4.2 We may use any Unwanted Submissions as we see reasonably fit on a free-of-charge basis (bear in mind that we have no way of knowing whether such information is confidential, commercially sensitive or valuable because we do not monitor the Site to check for these matters). Therefore, we will not be legally responsible for keeping any Unwanted Submissions confidential nor will we be legally responsible to you or anybody else for any use of such Unwanted Submissions.

5 Accuracy of information and availability of the Site

5.1 While we try to make sure that the Site is accurate, up-to- date and free from bugs, we cannot promise that it will be. Furthermore, we cannot promise that the Site will be fit or suitable for any purpose. Any reliance that you may place on the information on this Site is at your own risk.

5.2 We may suspend or terminate operation of the Site at any time as we see fit.

5.3 Any content is provided for your general information purposes only and to inform you about us and our products and news, features, services and other websites that may be of interest. It does not constitute technical, financial or legal advice or any other type of advice and should not be relied on for any purposes.

5.4 While we try to make sure that the Site is available for your use, we do not promise that the Site is available at all times nor do we promise the uninterrupted use by you of the Site.

6 Hyperlinks and third party sites

The Site may contain hyperlinks or references to third party websites other than the Site. Any such hyperlinks or references are provided for your convenience only. We have no control over third party websites and accept no legal responsibility for any content, material or information contained in them. The display of any hyperlink and reference to any third party website does not mean that we endorse that third party’s website, products or services. Your use of a third party site may be governed by the Terms and Conditions of that third party site.

7 Viruses and hacking

7.1 We make every effort to check the Content but you must take your own steps to ensure that your access of the Site does not expose you to the risk of viruses, malicious computer code or other forms of interference, which may damage the computer or other device you use to access our Site.

7.2 You must not misuse the Site by intentionally introducing viruses, trojans, worms, logic bombs or other material that is malicious or technologically harmful.

7.3 You must not attempt to gain unauthorised access to the Site, the server on which the Site is stored or any server, computer or database connected to the Site.

8 Limitation on our liability

Except for any legal responsibility that we cannot exclude in law (such as for death or personal injury), we are not legally responsible for any losses that were not foreseeable to you and us when these Terms and Conditions were formed; or that were not caused by any breach on our part business losses; and losses to non-consumers.

9 Events beyond our control

We shall have no liability to you for any breach of these Terms and Conditions caused by any event or circumstance beyond our reasonable control including, but not limited to, strikes, lock-outs or other industrial disputes; breakdown of systems or network access; or flood, fire, explosion or accident.

10 Rights of third parties

No one other than a party to these Terms and Conditions has any right to enforce any of these Terms and Conditions.

11 Variation

These Terms and Conditions are dated March 25, 2019. No changes to these Terms and Conditions are valid or have any effect unless agreed by us in writing. We reserve the right to vary these Terms and Conditions from time to time. Our updated terms will be displayed on the Site and by continuing to use and access the Site following such changes, you agree to be bound by any variation made by us. It is your responsibility to check these Terms and Conditions from time to time to verify such variations.

12 Indemnification

You agree to defend, indemnify, and hold us harmless, including our subsidiaries, affiliates, and all of our respective directors, officers, agents, partners, and employees, from and against any loss, damage, liability, claim, or demand, including reasonable attorneys’ fees and expenses, made by any third party due to or arising out of: (1) your Contributions; (2) use of the Site; (3) breach of these Terms and Conditions; (4) any breach of your representations and warranties set forth in these Terms and Conditions; (5) your violation of the rights of a third party, including but not limited to intellectual property rights; or (6) any overt harmful act toward any other user of the Site with whom you connected via the Site. Notwithstanding the foregoing, we reserve the right, at your expense, to assume the exclusive defence and control of any matter for which you are required to indemnify us, and you agree to cooperate, at your expense, with our defence of such claims. We will use reasonable efforts to notify you of any such claim, action, or proceeding which is subject to this indemnification upon becoming aware of it.

13 Disputes

13.1 We will try to resolve any disputes with you quickly and efficiently.

13.2 If you are unhappy with us under these Terms and Conditions please contact us as soon as possible. We will do what we can to alleviate your concerns.

13.3 If you want to take court proceedings, the relevant courts of Bermuda will have exclusive jurisdiction in relation to this contract.

13.4 Relevant Bermuda law will apply to this contract.